While injury victims have a right to pursue compensation following a car
accident, things can get much more complicated if the offending driver
fled the scene. While you can certainly file a claim with the other driver’s
insurance company if they are caught, you will likely need to recover
damages from your own insurance company if the other driver is not found.
Georgia is a Fault-Based Insurance State
Georgia uses a fault-based system for insurance claims, rather than the
no-fault system used in neighboring Florida. This means that after an
accident, you must first attempt to recover damages from the responsible
party and their insurance company.
In a hit and run collision, however, you most likely will not have any
information about the other driver. This means that you must go through
your own insurance company to recover compensation. Georgia is one of
a handful of states that does NOT allow you to use uninsured motorist
coverage to pay for property damage and vehicle repairs.
What to Do if You’re Involved in a Hit & Run
First, you should absolutely stop, pull over, and make sure everyone in the car
is okay. If anyone is injured or if the crash was serious, immediately
seek medical attention.
Second, write down as many details about the accident as you possibly can. This
includes a description of the car, as much of the license plate number
as you can remember, and a description of the driver. You should also
record the location and time of the accident, as well as your memory of
how the accident occurred. If there are any eyewitnesses around, get their
name and contact information.
Third, report the accident to the police. This is a crucial and often overlooked
step. Even if you have very limited information about the accident, the
mere existence of the police report can act as evidence in your insurance claim.
Lastly, you should report the incident to your insurance company, and contact an
experienced Marietta auto accident attorney to help you pursue your claim.
Many people assume that their insurance company will automatically act
in their best interests, but this is rarely the case. Even with your own
provider, they will often do everything possible to mitigate the value
of your claim.
Hurt in a Car Accident? Call (770) 884-6652.
At Jones & Swanson, our Marietta personal injury attorneys have more
than six decades of collective experience with personal injury claims.
When you retain our firm, we will tirelessly work to get you the compensation
Don’t settle for the first check from the insurance company –
call our firm today to pursue fair recovery!