As a personal injury law firm, Jones & Swanson aids victims of a variety
of types of unfortunate events that lead to injury. A large number of
those incidents involve automobile accidents or falls, but an area of
practice that victims have contacted our firm about more lately is
dog bite attacks.
When a person is attacked by a canine, the injuries sustained are oftentimes
serious. Lacerations, bruising, and broken bones are typical injuries
that victims suffer after a dog bite. While man’s best friend can
be a fantastic companion, dog attacks are becoming more serious and need
to be addressed appropriately.
The Insurance Information Institute recently released the results of a
study of dog attack claims, based on home insurance data gathered through
2014. Fortunately, the I.I.I.’s data shows a 4.7% decrease in the
overall quantity of dog bite claims from 2013 to 2014. Yet the per-bite
claim cost average has increased 15%, from $27,862 (2013) to $32,072 (2014).
From 2003-2014, this number has risen approximately 67%.
When a dog bite attack happens, the owners’ homeowners’ or
renters’ insurance policies typically cover liability legal expenses
up to the policy limits. State Farm and the Insurance Information Institute
report that canines account for over 1/3 of all home insurance claims,
an estimated $530 million in insurance costs yearly.
2014’s top 10 U.S. states for dog bite claims were released with
California ranking number one at 1,687. Georgia ranked ninth on that list
with 388 dog bite claims at an average cost per claim of $31,497. At Jones
& Swanson, we hope to assist in reducing those numbers. According
to experts, even docile dogs will bite when defending their owners, food,
or puppies. The best way to prevent your dog from biting others when they
are frightened is to invest in excellent training. Dog owners who breed
dogs for viciousness or simply do not take the time to properly train
their canine are more often responsible for animal attacks. Dogs should
be raised and taught socially so that they are confident and less likely
to exhibit aggressive behavior towards humans or other dogs. For more
information on safe canine training, visit