Frequently Asked Questions

How Much Liability Coverage Do I Need?

The answer to this question is different for each person and depends on the level of protection needed. You should consider the total value of your assets in determining how much liability coverage to purchase. In other words, if your assets are valued at $100,000, you should purchase at least that much in liability coverage to protect you in the event you cause an accident that injures one or more people whose injuries have a value of over $100,000. Liability coverage is typically written in a split form. For example, the minimum required coverage limits in Georgia are $25,000/$50,000/$25,000. This translates to $25,000 coverage for bodily injuries per individual claimant / $50,000 total coverage for bodily injuries to all claimants in a single accident / $25,000 coverage for damage to the claimant’s property. P

lease note none of these coverages provide you with any source of recovery – they are solely meant to provide a means of recovery for the person(s) NOT at fault. We recommend purchasing as much liability coverage as you can afford relative to your assets, but suggest that you at least carry liability coverage limits of $50,000/$100,000/$50,000.

Click here for more information on auto insurance rules & requirements in Georgia.

Awards

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  • AV Preeminent
  • Avvo 10.0 Superb
  • Super Lawyers

Past Client Testimonials

See How We've Helped Clients Just Like You Recover
  • “Chase (and Ashley H for that matter) were very good to work with!”

    Russ J.

  • “Jones & Sawnson was a dream come true when it came to getting me what I deserved for my case.”

    Tamika S.

  • “Pleasant experience and they made a valiant effort to help us.”

    Brian S.

  • “Everyone is very friendly and knowledgeable.”

    Nioka F.

  • “I am thankful to Andrew Jones and his team for assisting me in gaining a result for my case.”

    Rolland M.

  • “I highly recommend Jones & Swanson to anyone needing an injury attorney.”

    Cathi J.

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    Allison

  • “I highly recommend calling on Chase Swanson.”

    Deke S.

  • “Dedicated, experienced, and respected is exactly what they promised and is exactly what I received.”

    Nicole S.

  • “Thank you Andrew for everything, you are very diligent, talented and patient.”

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    Darrell W.

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    Michelle B.

  • “Excellent service.”

    John C.

  • “I would highly recommend anyone needing any type of legal advice/assistance to contact Jones & Swanson and get the job done!”

    Gary P.

  • “They are an extremely personable and professional team.”

    Natalys G.

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