Frequently Asked Questions

How Much Liability Coverage Do I Need?

The answer to this question is different for each person and depends on the level of protection needed. You should consider the total value of your assets in determining how much liability coverage to purchase. In other words, if your assets are valued at $100,000, you should purchase at least that much in liability coverage to protect you in the event you cause an accident that injures one or more people whose injuries have a value of over $100,000. Liability coverage is typically written in a split form. For example, the minimum required coverage limits in Georgia are $25,000/$50,000/$25,000. This translates to $25,000 coverage for bodily injuries per individual claimant / $50,000 total coverage for bodily injuries to all claimants in a single accident / $25,000 coverage for damage to the claimant’s property. P

lease note none of these coverages provide you with any source of recovery – they are solely meant to provide a means of recovery for the person(s) NOT at fault. We recommend purchasing as much liability coverage as you can afford relative to your assets, but suggest that you at least carry liability coverage limits of $50,000/$100,000/$50,000.

Click here for more information on auto insurance rules & requirements in Georgia.

Awards

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  • Million Dollar Advocates Forum
  • National Trial Lawyers
  • AV Preeminent
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  • Super Lawyers

Past Client Testimonials

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    Pam

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    Pam D.

  • “They had my best interest in mind the whole time and gave me all my options with an explanation so that I could make informed decisions.”

    Ashley R.

  • “If it had not been for Andrew, Chase & Ashley we would not have received the same outcome. They really stepped up & helped us.”

    Melissa C.

  • “They are an extremely personable and professional team.”

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  • “Chase & his team took my case and came out with a win!”

    Carl

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  • “Jones & Swanson was there every step of the way to make the burden easier to deal with.”

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    Shoheb

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  • “Chase Swanson and his staff quickly put me at ease and let me know I was in good hands.”

    Deke S.

  • “I can’t thank you guys enough !!!””

    Diamond H.

  • “They took the case into their own hands and took the stress of my car accident.”

    Lisa W.

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