Frequently Asked Questions

How Much Liability Coverage Do I Need?

The answer to this question is different for each person and depends on the level of protection needed. You should consider the total value of your assets in determining how much liability coverage to purchase. In other words, if your assets are valued at $100,000, you should purchase at least that much in liability coverage to protect you in the event you cause an accident that injures one or more people whose injuries have a value of over $100,000. Liability coverage is typically written in a split form. For example, the minimum required coverage limits in Georgia are $25,000/$50,000/$25,000. This translates to $25,000 coverage for bodily injuries per individual claimant / $50,000 total coverage for bodily injuries to all claimants in a single accident / $25,000 coverage for damage to the claimant’s property. P

lease note none of these coverages provide you with any source of recovery – they are solely meant to provide a means of recovery for the person(s) NOT at fault. We recommend purchasing as much liability coverage as you can afford relative to your assets, but suggest that you at least carry liability coverage limits of $50,000/$100,000/$50,000.

Click here for more information on auto insurance rules & requirements in Georgia.

Awards

  • Top 25 Motor Vehicle Trial Lawyers
  • Million Dollar Advocates Forum
  • National Trial Lawyers
  • AV Preeminent
  • Avvo 10.0 Superb
  • Super Lawyers

Past Client Testimonials

See How We've Helped Clients Just Like You Recover
  • “They took all the stress and worry of my car accident away and settled my case in a timely, caring & organized manner.”

    Michelle H.

  • “They took all the stress and worry of my car accident away .”

    Michelle H.

  • “I would HIGHLY recommend Mr. Swanson to anyone who is involved in a personal injury case.”

    Kathleen K.

  • “Dedicated, experienced, and respected is exactly what they promised and is exactly what I received.”

    Nicole S.

  • “From the first phone call to the last they made the process extremely easy.”

    Jennifer C.

  • “Mr. Jones and his staff provided highly competent legal services and outstanding customer service.”

    Louis D.

  • “I would definitely recommend friends and family to this law firm!”

    Allison

  • “I will and have referred them to family and friends.”

    Robert B.

  • “They had my best interest in mind the whole time and gave me all my options with an explanation so that I could make informed decisions.”

    Ashley R.

  • “The best at what they do.”

    JC M.

  • “The best at what they do. They've held my hand and walked me through an incredibly difficult time.”

    JC M.

  • “Thanks for all that you did to quickly and professionally expedite my case.”

    Stephanie H.

  • “Jones and Swanson is a wonderful company that really cares about their people.”

    Nicolette G.

  • “I can’t thank you guys enough !!!””

    Diamond H.

  • “I was in a serious head-on collision and the other driver lied about everything. I worked with Chase and Ashle ...”

    Zachary J.

Injured? Our Firm Can Help.

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