Georgia Medical Payments Coverage
What Is “Med Pay” And Is It Affordable?
When you’ve been injured in a car accident, finding a way to pay for medical care can become a real burden on both you and your family. We live in a time where many people are unable to afford health insurance, and even many of those who have health insurance are unable to afford their high deductibles and co-pays.
To combat these concerns, we encourage our clients to discuss medical payments coverage with their insurance company or agent. Payments coverage, or med pay, is an optional addition to your automobile insurance policy. Med pay can be used to pay for medical bills associated with any treatment you or your passengers require as a result of any auto-related injury. Typically, med pay is available in the amounts of $1,000 and up to $50,000 or even more.
If you have health insurance, a smaller policy, such as one providing $5,000 in benefits, can help meet your deductible or cover out-of-pocket expenses you may incur like co-pays or prescription medications. Like so many other Americans, if you do not currently have health insurance, you may want to consider a more significant med pay policy.
Marietta Attorneys Understand Medical Payments Coverage
Although treatment for Marietta auto-related injuries can become quite expensive, you can avoid being forced to forego appropriate medical care by making slight adjustments to your auto policy now. Medical payments coverage is one of the cheapest items you can add to your existing policy.
For example, $5,000 in med pay coverage can cost as little as $4 per month. Although it may not cover all of your medical bills, having medical payments coverage can often allow you to undergo needed diagnostic testing and consult with specialists who can properly evaluate your injuries and recommend a course of treatment. Med pay covers not only your medical expenses but also any passengers in the injured party’s vehicle, regardless of the fault of the driver.
Contact An Award-winning Legal Team
The experienced personal injury attorneys at Jones & Swanson have years of experience working with insurance companies. In the event you have been injured in an automobile-related accident as a driver, passenger, or pedestrian, please contact the Marietta car accident attorneys at Jones & Swanson for a free evaluation of your case. We are happy to assist clients across Georgia, including metro Atlanta cities such as Marietta, Sandy Springs, Alpharetta, Roswell, Smyrna, Decatur, Austell, Woodstock, Kennesaw, and Acworth.
