When you’ve been injured in an auto accident, contacting your insurance provider may not be the first thing on your mind. However, you should prioritize it, especially if you were injured as a result of an accident.
Most insurers require you to report any and all damages from accidents. But you should always consult your policy if you’re uncertain. Be sure to notify your insurance carrier if:
- You or your passengers were injured,
- Your vehicle was damaged, or
- You think you may have to file a claim.
It is a good idea to report the accident within 72 hours, if possible. If your insurance provider finds out about the accident from someone else (such as the other party’s insurer), they could increase your rates or decide to cancel your policy altogether. More importantly, you may find out later that your injuries or vehicle damage are more extensive than you initially thought. If you don’t report the accident in a timely manner, you may not be eligible for sufficient medical coverage or repairs.
If you were injured in a car wreck, remember these steps:
- Contact the police
- Seek medical attention
- Contact your insurance provider
- Contact your personal injury attorneys at Jones & Swanson.