Frequently Asked Questions

How Much UM Coverage Do I Need?

UM coverage is not required under Georgia law; however, the law does require your insurer to give you the option. Your insurer will typically permit you to purchase UM coverage up to the same limits as your liability coverage. This may be a factor in determining how much liability coverage you purchase, giving you the opportunity to purchase additional UM coverage. Unfortunately, we frequently represent people who have been injured by totally uninsured individuals, individuals who flee, or individuals who carry the minimum $25,000 in liability coverage required by Georgia law. As a result, those clients are sometimes unable to recover for the full value of their injuries.

For that reason, we highly encourage you to always opt to include UM coverage in your policy and to purchase as much UM coverage as you can afford. The coverage is relatively inexpensive, and increases in coverage are typically minimal versus the potential return. In selecting UM coverage, please also be sure to select add-on coverage as described above. Lastly, BE AWARE of insurers who pre-select a rejection of UM coverage for you when signing all the necessary forms to open the policy.

Click here for more information on recommended uninsured motorist coverage amounts.

Awards

  • Top 25 Motor Vehicle Trial Lawyers
  • Million Dollar Advocates Forum
  • National Trial Lawyers
  • AV Preeminent
  • Avvo 10.0 Superb
  • Super Lawyers

Past Client Testimonials

See How We've Helped Clients Just Like You Recover
  • “I would definitely recommend friends and family to this law firm!”

    Allison

  • “The process was so easy with them guiding me through everything when I didn't even know where to start.”

    Natalys G.

  • “The best at what they do.”

    JC M.

  • “I give my highest praise to this firm.”

    Gary

  • “Mr. Swanson and his entire staff did an amazing job.”

    Kathleen K.

  • “I felt completely confident in him every step of the way, he took away the fear I had with the prospect of going to court.”

    Teresa V.

  • “They took the case into their own hands and took the stress of my car accident.”

    Lisa W.

  • “I am glad I chose Andrew as my attorney.”

    M.E.

  • “Chase (and Ashley H for that matter) were very good to work with!”

    Russ J.

  • “I was in a serious head-on collision and the other driver lied about everything. I worked with Chase and Ashle ...”

    Zachary J.

  • “Dedicated, experienced, and respected is exactly what they promised and is exactly what I received.”

    Nicole S.

  • “I felt very comfortable not only with Chase but with his whole team.”

    Cheryl K.

  • “If it had not been for Andrew, Chase & Ashley we would not have received the same outcome. They really stepped up & helped us.”

    Melissa C.

  • “Working with Chase Swanson was a hassle free experience”

    Miguel C.

  • “They worked hard and endlessly to bring my case to a close.”

    Stephen G.

Injured? Our Firm Can Help.

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