Frequently Asked Questions

How Much UM Coverage Do I Need?

UM coverage is not required under Georgia law; however, the law does require your insurer to give you the option. Your insurer will typically permit you to purchase UM coverage up to the same limits as your liability coverage. This may be a factor in determining how much liability coverage you purchase, giving you the opportunity to purchase additional UM coverage. Unfortunately, we frequently represent people who have been injured by totally uninsured individuals, individuals who flee, or individuals who carry the minimum $25,000 in liability coverage required by Georgia law. As a result, those clients are sometimes unable to recover for the full value of their injuries.

For that reason, we highly encourage you to always opt to include UM coverage in your policy and to purchase as much UM coverage as you can afford. The coverage is relatively inexpensive, and increases in coverage are typically minimal versus the potential return. In selecting UM coverage, please also be sure to select add-on coverage as described above. Lastly, BE AWARE of insurers who pre-select a rejection of UM coverage for you when signing all the necessary forms to open the policy.

Click here for more information on recommended uninsured motorist coverage amounts.

Awards

  • Top 25 Motor Vehicle Trial Lawyers
  • Million Dollar Advocates Forum
  • National Trial Lawyers
  • AV Preeminent
  • Avvo 10.0 Superb
  • Super Lawyers

Past Client Testimonials

See How We've Helped Clients Just Like You Recover
  • “They took all the stress and worry of my car accident away .”

    Michelle H.

  • “I would highly recommend anyone needing any type of legal advice/assistance to contact Jones & Swanson and get the job done!”

    Gary P.

  • “Pleasant experience and they made a valiant effort to help us.”

    Brian S.

  • “Chase Swanson worked with me to get the best settlement possible for my accident case.”

    Michelle H.

  • “I had such an amazing experience with Chase Swanson and his entire staff.”

    Susan W.

  • “They took the case into their own hands and took the stress of my car accident out of mine so that I could focus on getting better.”

    Lisa W.

  • “I am thankful to Andrew Jones and his team for assisting me in gaining a result for my case.”

    Rolland M.

  • “I was very pleased with the process and outcome.”

    Jeremy

  • “I would HIGHLY recommend Mr. Swanson to anyone who is involved in a personal injury case.”

    Kathleen K.

  • “Thank you Jones & Swanson for being a wonderful, trustworthy, and easy team to work with”

    Melissa C.

  • “I would recommend Jones & Swanson to anyone.”

    John F.

  • “Most of all they over delivered.”

    Susan W.

  • “Thank you Andrew Jones!”

    James D.

  • “I am glad I chose Andrew as my attorney.”

    M.E.

  • “They were compassionate, knowledgeable, and very quick to respond to my questions and concerns.”

    Zelda R.

Injured? Our Firm Can Help.

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