Frequently Asked Questions

How Much UM Coverage Do I Need?

UM coverage is not required under Georgia law; however, the law does require your insurer to give you the option. Your insurer will typically permit you to purchase UM coverage up to the same limits as your liability coverage. This may be a factor in determining how much liability coverage you purchase, giving you the opportunity to purchase additional UM coverage. Unfortunately, we frequently represent people who have been injured by totally uninsured individuals, individuals who flee, or individuals who carry the minimum $25,000 in liability coverage required by Georgia law. As a result, those clients are sometimes unable to recover for the full value of their injuries.

For that reason, we highly encourage you to always opt to include UM coverage in your policy and to purchase as much UM coverage as you can afford. The coverage is relatively inexpensive, and increases in coverage are typically minimal versus the potential return. In selecting UM coverage, please also be sure to select add-on coverage as described above. Lastly, BE AWARE of insurers who pre-select a rejection of UM coverage for you when signing all the necessary forms to open the policy.

Click here for more information on recommended uninsured motorist coverage amounts.

Awards

  • Top 25 Motor Vehicle Trial Lawyers
  • Million Dollar Advocates Forum
  • National Trial Lawyers
  • AV Preeminent
  • Avvo 10.0 Superb
  • Super Lawyers

Past Client Testimonials

See How We've Helped Clients Just Like You Recover
  • “As soon as I walked into Jones & Swanson I knew I chose the right office.”

    Shelby S.

  • “Thank you Andrew for everything, you are very diligent, talented and patient.”

    Lori G.

  • “I would HIGHLY recommend Mr. Swanson to anyone who is involved in a personal injury case.”

    Kathleen K.

  • “I would highly recommend Mr. Swanson and team.”

    Christopher W.

  • “The best at what they do.”

    JC M.

  • “I am so glad that I chose Andrew and his team to represent me.”

    Pam D.

  • “My experience was excellent!”

    Lauren B.

  • “They took all the stress and worry of my car accident away and settled my case in a timely, caring & organized manner.”

    Michelle H.

  • “I could never thank them enough for the amazing care they provided for me and the way they made me feel.”

    Khiaiya J.

  • “They worked hard and endlessly to bring my case to a close.”

    Stephen G.

  • “I knew, without a reason or doubt that Andrew and his office staff worked with integrity and I could trust them with my life.”

    Sharon

  • “They were compassionate, knowledgeable, and very quick to respond to my questions and concerns.”

    Zelda R.

  • “Dedicated, experienced, and respected is exactly what they promised and is exactly what I received.”

    Nicole S.

  • “Mr. Jones and his staff were responsive to my questions and concerns.”

    B.O.

  • “I am so glad I picked Jones & Swanson for my case!”

    Nelly O.

Injured? Our Firm Can Help.

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