Frequently Asked Questions

How Much UM Coverage Do I Need?

UM coverage is not required under Georgia law; however, the law does require your insurer to give you the option. Your insurer will typically permit you to purchase UM coverage up to the same limits as your liability coverage. This may be a factor in determining how much liability coverage you purchase, giving you the opportunity to purchase additional UM coverage. Unfortunately, we frequently represent people who have been injured by totally uninsured individuals, individuals who flee, or individuals who carry the minimum $25,000 in liability coverage required by Georgia law. As a result, those clients are sometimes unable to recover for the full value of their injuries.

For that reason, we highly encourage you to always opt to include UM coverage in your policy and to purchase as much UM coverage as you can afford. The coverage is relatively inexpensive, and increases in coverage are typically minimal versus the potential return. In selecting UM coverage, please also be sure to select add-on coverage as described above. Lastly, BE AWARE of insurers who pre-select a rejection of UM coverage for you when signing all the necessary forms to open the policy.

Click here for more information on recommended uninsured motorist coverage amounts.

Awards

  • Million Dollar Advocates Forum
  • National Trial Lawyers
  • AV Preeminent
  • Avvo 10.0 Superb
  • Super Lawyers

Past Client Testimonials

See How We've Helped Clients Just Like You Recover
  • “They worked hard and endlessly to bring my case to a close.”

    Stephen G.

  • “Thank you Andrew for everything, you are very diligent, talented and patient.”

    Lori G.

  • “Thanks for all that you did to quickly and professionally expedite my case.”

    Stephanie H.

  • “My experience with being represented by Mr. Swanson was a pleasant one”

    Michelle B.

  • “Chase did a wonderful job of explaining the details of my case and providing honest feedback.”

    Wesley L.

  • “The best at what they do.”

    JC M.

  • “Chase Swanson worked with me to get the best settlement possible.”

    Michelle H.

  • “Pleasant experience and they made a valiant effort to help us.”

    Brian S.

  • “I would highly recommend anyone needing any type of legal advice/assistance to contact Jones & Swanson and get the job done!”

    Gary P.

  • “Chase & his team took my case and came out with a win!”

    Carl

  • “They took all the stress and worry of my car accident away .”

    Michelle H.

  • “They worked hard and endlessly to bring my case to a close with little to no effort on my part.”

    Stephen G.

  • “The staff was extremely helpful and always available.”

    Pam

  • “I highly recommend calling on Chase Swanson.”

    Deke S.

  • “Everyone is very friendly and knowledgeable.”

    Nioka F.

Injured? Our Firm Can Help.

Contact Us Today for Your Free Case Evaluation.
    • Please enter your name.
    • This isn't a valid phone number.
    • Please enter your email address.
      This isn't a valid email address.
    • Please make a selection.
    • Please enter a message.