Frequently Asked Questions

How Much UM Coverage Do I Need?

UM coverage is not required under Georgia law; however, the law does require your insurer to give you the option. Your insurer will typically permit you to purchase UM coverage up to the same limits as your liability coverage. This may be a factor in determining how much liability coverage you purchase, giving you the opportunity to purchase additional UM coverage. Unfortunately, we frequently represent people who have been injured by totally uninsured individuals, individuals who flee, or individuals who carry the minimum $25,000 in liability coverage required by Georgia law. As a result, those clients are sometimes unable to recover for the full value of their injuries.

For that reason, we highly encourage you to always opt to include UM coverage in your policy and to purchase as much UM coverage as you can afford. The coverage is relatively inexpensive, and increases in coverage are typically minimal versus the potential return. In selecting UM coverage, please also be sure to select add-on coverage as described above. Lastly, BE AWARE of insurers who pre-select a rejection of UM coverage for you when signing all the necessary forms to open the policy.

Click here for more information on recommended uninsured motorist coverage amounts.

Awards

  • Top 25 Motor Vehicle Trial Lawyers
  • Million Dollar Advocates Forum
  • National Trial Lawyers
  • AV Preeminent
  • Avvo 10.0 Superb
  • Super Lawyers

Past Client Testimonials

See How We've Helped Clients Just Like You Recover
  • “The staff was extremely helpful and always available.”

    Pam

  • “I would definitely recommend friends and family to this law firm!”

    Allison

  • “Jones & Swanson was there every step of the way to make the burden easier to deal with.”

    Krystle W.

  • “I would recommend them to anyone who needs help.”

    Darrell W.

  • “I would definitely recommend friends and family to this law firm!”

    Allison

  • “The team at Jones & Swanson are the right people to assist in you getting better.”

    Teirra W.

  • “Working with Chase Swanson was a hassle free experience”

    Miguel C.

  • “They took the case into their own hands and took the stress of my car accident.”

    Lisa W.

  • “My experience with being represented by Mr. Swanson was a pleasant one”

    Michelle B.

  • “Chase Swanson worked with me to get the best settlement possible.”

    Michelle H.

  • “They took the case into their own hands and took the stress of my car accident out of mine so that I could focus on getting better.”

    Lisa W.

  • “I am grateful to them for their help and highly recommend them.”

    Julie S.

  • “They worked hard and endlessly to bring my case to a close.”

    Stephen G.

  • “As soon as I walked into Jones & Swanson I knew I chose the right office.”

    Shelby S.

  • “The best at what they do.”

    JC M.

Injured? Our Firm Can Help.

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