Frequently Asked Questions

How Much UM Coverage Do I Need?

UM coverage is not required under Georgia law; however, the law does require your insurer to give you the option. Your insurer will typically permit you to purchase UM coverage up to the same limits as your liability coverage. This may be a factor in determining how much liability coverage you purchase, giving you the opportunity to purchase additional UM coverage. Unfortunately, we frequently represent people who have been injured by totally uninsured individuals, individuals who flee, or individuals who carry the minimum $25,000 in liability coverage required by Georgia law. As a result, those clients are sometimes unable to recover for the full value of their injuries.

For that reason, we highly encourage you to always opt to include UM coverage in your policy and to purchase as much UM coverage as you can afford. The coverage is relatively inexpensive, and increases in coverage are typically minimal versus the potential return. In selecting UM coverage, please also be sure to select add-on coverage as described above. Lastly, BE AWARE of insurers who pre-select a rejection of UM coverage for you when signing all the necessary forms to open the policy.

Click here for more information on recommended uninsured motorist coverage amounts.

Awards

  • Top 25 Motor Vehicle Trial Lawyers
  • Million Dollar Advocates Forum
  • National Trial Lawyers
  • AV Preeminent
  • Avvo 10.0 Superb
  • Super Lawyers

Past Client Testimonials

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  • “The most professional and compassionate staff available in the business.”

    Jeremy

  • “I would recommend Jones & Swanson to anyone.”

    John F.

  • “I knew, without a reason or doubt that Andrew and his office staff worked with integrity and I could trust them with my life.”

    Sharon

  • “I would highly recommend Mr. Swanson and team.”

    Christopher W.

  • “They are great attorneys but on top of that they are just a great group of people who want to help you. ”

    Steven K.

  • “I would highly recommend the Law Offices of Andrew W. Jones to anyone.”

    Lauren B.

  • “They were compassionate, knowledgeable, and very quick to respond to my questions and concerns.”

    Zelda R.

  • “Andrew and his team are the best!”

    Donna

  • “I would recommend them to anyone who needs help.”

    Darrell W.

  • “They were quick to respond to any questions that I had and made certain that I understood all aspects of the case.”

    Paula K.

  • “I highly recommend calling on Chase Swanson.”

    Deke S.

  • “The team at Jones & Swanson are the right people to assist in you getting better.”

    Teirra W.

  • “I would highly recommend the Law Offices of Andrew W. Jones to anyone that would need their services.”

    Lauren B.

  • “I would definitely recommend friends and family to this law firm!”

    Allison

  • “Chase Swanson worked with me to get the best settlement possible for my accident case.”

    Michelle H.

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