Frequently Asked Questions

How Much UM Coverage Do I Need?

UM coverage is not required under Georgia law; however, the law does require your insurer to give you the option. Your insurer will typically permit you to purchase UM coverage up to the same limits as your liability coverage. This may be a factor in determining how much liability coverage you purchase, giving you the opportunity to purchase additional UM coverage. Unfortunately, we frequently represent people who have been injured by totally uninsured individuals, individuals who flee, or individuals who carry the minimum $25,000 in liability coverage required by Georgia law. As a result, those clients are sometimes unable to recover for the full value of their injuries.

For that reason, we highly encourage you to always opt to include UM coverage in your policy and to purchase as much UM coverage as you can afford. The coverage is relatively inexpensive, and increases in coverage are typically minimal versus the potential return. In selecting UM coverage, please also be sure to select add-on coverage as described above. Lastly, BE AWARE of insurers who pre-select a rejection of UM coverage for you when signing all the necessary forms to open the policy.

Click here for more information on recommended uninsured motorist coverage amounts.

Awards

  • Million Dollar Advocates Forum
  • National Trial Lawyers
  • AV Preeminent
  • Avvo 10.0 Superb
  • Super Lawyers

Past Client Testimonials

See How We've Helped Clients Just Like You Recover
  • “If it had not been for Andrew, Chase & Ashley we would not have received the same outcome. They really stepped up & helped us.”

    Melissa C.

  • “We were very satisfied with the final outcome and would and do HIGHLY recommend this firm.”

    Gary M.

  • “I give my highest praise to this firm.”

    Gary

  • “Jones & Swanson was there every step of the way to make the burden easier to deal with.”

    Krystle W.

  • “I would HIGHLY recommend Mr. Swanson to anyone who is involved in a personal injury case.”

    Kathleen K.

  • “Mr. Chase Swanson is a very professional and respectable person.”

    Shoheb

  • “I felt very comfortable not only with Chase but with his whole team.”

    Cheryl K.

  • “The best at what they do.”

    JC M.

  • “Jones & Swanson was there every step of the way.”

    Krystle W.

  • “They took all the stress and worry of my car accident away .”

    Michelle H.

  • “They handled everything in a very timely manner and I felt as though they were here to help me.”

    Stephanie H.

  • “Working with attorney Andrew Jones was one of the best decisions our family made.”

    John W.

  • “Thank you Andrew Jones!”

    James D.

  • “I would recommend them to anyone who needs help.”

    Darrell W.

  • “Thank you Andrew for everything, you are very diligent, talented and patient.”

    Lori G.

Injured? Our Firm Can Help.

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