Frequently Asked Questions

How Much UM Coverage Do I Need?

UM coverage is not required under Georgia law; however, the law does require your insurer to give you the option. Your insurer will typically permit you to purchase UM coverage up to the same limits as your liability coverage. This may be a factor in determining how much liability coverage you purchase, giving you the opportunity to purchase additional UM coverage. Unfortunately, we frequently represent people who have been injured by totally uninsured individuals, individuals who flee, or individuals who carry the minimum $25,000 in liability coverage required by Georgia law. As a result, those clients are sometimes unable to recover for the full value of their injuries.

For that reason, we highly encourage you to always opt to include UM coverage in your policy and to purchase as much UM coverage as you can afford. The coverage is relatively inexpensive, and increases in coverage are typically minimal versus the potential return. In selecting UM coverage, please also be sure to select add-on coverage as described above. Lastly, BE AWARE of insurers who pre-select a rejection of UM coverage for you when signing all the necessary forms to open the policy.

Click here for more information on recommended uninsured motorist coverage amounts.

Awards

  • Top 25 Motor Vehicle Trial Lawyers
  • Million Dollar Advocates Forum
  • National Trial Lawyers
  • AV Preeminent
  • Avvo 10.0 Superb
  • Super Lawyers

Past Client Testimonials

See How We've Helped Clients Just Like You Recover
  • “They are great attorneys but on top of that they are just a great group of people who want to help you.”

    Steven K.

  • “I can’t thank you guys enough !!!””

    Diamond H.

  • “Mr. Jones and his staff provided highly competent legal services and outstanding customer service.”

    Louis D.

  • “I would highly recommend the Law Offices of Andrew W. Jones to anyone.”

    Lauren B.

  • “They took the case into their own hands and took the stress of my car accident.”

    Lisa W.

  • “Chase did a wonderful job of explaining the details of my case and providing honest feedback.”

    Wesley L.

  • “I highly recommend the entire team at Jones & Swanson!”

    Margaret

  • “I had such an amazing experience with Chase Swanson and his entire staff.”

    Susan W.

  • “The best at what they do. They've held my hand and walked me through an incredibly difficult time.”

    JC M.

  • “I will and have referred them to family and friends.”

    Robert B.

  • “Chase Swanson and his staff quickly put me at ease and let me know I was in good hands.”

    Deke S.

  • “Excellent service.”

    John C.

  • “The team at Jones & Swanson are the right people to assist in you getting better.”

    Teirra W.

  • “I would highly recommend Mr. Swanson and team.”

    Christopher W.

  • “Dedicated, experienced, and respected is exactly what they promised and is exactly what I received.”

    Nicole S.

Injured? Our Firm Can Help.

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