Frequently Asked Questions

How Much UM Coverage Do I Need?

UM coverage is not required under Georgia law; however, the law does require your insurer to give you the option. Your insurer will typically permit you to purchase UM coverage up to the same limits as your liability coverage. This may be a factor in determining how much liability coverage you purchase, giving you the opportunity to purchase additional UM coverage. Unfortunately, we frequently represent people who have been injured by totally uninsured individuals, individuals who flee, or individuals who carry the minimum $25,000 in liability coverage required by Georgia law. As a result, those clients are sometimes unable to recover for the full value of their injuries.

For that reason, we highly encourage you to always opt to include UM coverage in your policy and to purchase as much UM coverage as you can afford. The coverage is relatively inexpensive, and increases in coverage are typically minimal versus the potential return. In selecting UM coverage, please also be sure to select add-on coverage as described above. Lastly, BE AWARE of insurers who pre-select a rejection of UM coverage for you when signing all the necessary forms to open the policy.

Click here for more information on recommended uninsured motorist coverage amounts.

Awards

  • Top 25 Motor Vehicle Trial Lawyers
  • Million Dollar Advocates Forum
  • National Trial Lawyers
  • AV Preeminent
  • Avvo 10.0 Superb
  • Super Lawyers

Past Client Testimonials

See How We've Helped Clients Just Like You Recover
  • “The team at Jones & Swanson are the right people to assist in you getting better.”

    Teirra W.

  • “They handled everything in a very timely manner and I felt as though they were here to help me.”

    Stephanie H.

  • “They are great attorneys but on top of that they are just a great group of people who want to help you.”

    Steven K.

  • “Nothing but praise for Mr. Swanson”

    Anonymous

  • “They are an extremely personable and professional team.”

    Natalys G.

  • “Mr. Swanson and his entire staff did an amazing job.”

    Kathleen K.

  • “They were quick to respond to any questions that I had and made certain that I understood all aspects of the case.”

    Paula K.

  • “Thank you Jones & Swanson for being a wonderful, trustworthy, and easy team to work with”

    Melissa C.

  • “I had such an amazing experience with Chase Swanson and his entire staff.”

    Susan W.

  • “I felt very comfortable not only with Chase but with his whole team.”

    Cheryl K.

  • “They had my best interest in mind the whole time and gave me all my options with an explanation so that I could make informed decisions.”

    Ashley R.

  • “I highly recommend calling on Chase Swanson.”

    Deke S.

  • “Chase did a wonderful job of explaining the details of my case and providing honest feedback.”

    Wesley L.

  • “I would recommend them to anyone who needs help.”

    Darrell W.

  • “The office staff worked with integrity and I could trust them with my life.”

    Sharon

Injured? Our Firm Can Help.

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