Frequently Asked Questions

How Much UM Coverage Do I Need?

UM coverage is not required under Georgia law; however, the law does require your insurer to give you the option. Your insurer will typically permit you to purchase UM coverage up to the same limits as your liability coverage. This may be a factor in determining how much liability coverage you purchase, giving you the opportunity to purchase additional UM coverage. Unfortunately, we frequently represent people who have been injured by totally uninsured individuals, individuals who flee, or individuals who carry the minimum $25,000 in liability coverage required by Georgia law. As a result, those clients are sometimes unable to recover for the full value of their injuries.

For that reason, we highly encourage you to always opt to include UM coverage in your policy and to purchase as much UM coverage as you can afford. The coverage is relatively inexpensive, and increases in coverage are typically minimal versus the potential return. In selecting UM coverage, please also be sure to select add-on coverage as described above. Lastly, BE AWARE of insurers who pre-select a rejection of UM coverage for you when signing all the necessary forms to open the policy.

Click here for more information on recommended uninsured motorist coverage amounts.

Awards

  • Top 25 Motor Vehicle Trial Lawyers
  • Million Dollar Advocates Forum
  • National Trial Lawyers
  • AV Preeminent
  • Avvo 10.0 Superb
  • Super Lawyers

Past Client Testimonials

See How We've Helped Clients Just Like You Recover
  • “I would highly recommend anyone needing any type of legal advice/assistance to contact Jones & Swanson and get the job done!”

    Gary P.

  • “Chase & his team took my case and came out with a win!”

    Carl

  • “Chase exceeded our expectations in every aspect. I highly recommend Jones & Swanson to anyone needing an injury attorney.”

    Cathi J.

  • “Working with Chase Swanson was a hassle free experience”

    Miguel C.

  • “Everyone is very friendly and knowledgeable.”

    Nioka F.

  • “I am so glad that I chose Andrew and his team to represent me.”

    Pam D.

  • “Thank you Andrew for everything, you are very diligent, talented and patient.”

    Lori G.

  • “Most of all they over delivered.”

    Susan W.

  • “I am glad I chose Andrew as my attorney.”

    M.E.

  • “They were patient with us and showed great concern for our well-being.”

    Russ J.

  • “Chase Swanson worked with me to get the best settlement possible for my accident case.”

    Michelle H.

  • “I highly recommend the entire team at Jones & Swanson!”

    Margaret

  • “My experience was excellent!”

    Lauren B.

  • “The most professional and compassionate staff available in the business.”

    Jeremy

  • “I would highly recommend Mr. Swanson and team.”

    Christopher W.

Injured? Our Firm Can Help.

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