Frequently Asked Questions

How Much UM Coverage Do I Need?

UM coverage is not required under Georgia law; however, the law does require your insurer to give you the option. Your insurer will typically permit you to purchase UM coverage up to the same limits as your liability coverage. This may be a factor in determining how much liability coverage you purchase, giving you the opportunity to purchase additional UM coverage. Unfortunately, we frequently represent people who have been injured by totally uninsured individuals, individuals who flee, or individuals who carry the minimum $25,000 in liability coverage required by Georgia law. As a result, those clients are sometimes unable to recover for the full value of their injuries.

For that reason, we highly encourage you to always opt to include UM coverage in your policy and to purchase as much UM coverage as you can afford. The coverage is relatively inexpensive, and increases in coverage are typically minimal versus the potential return. In selecting UM coverage, please also be sure to select add-on coverage as described above. Lastly, BE AWARE of insurers who pre-select a rejection of UM coverage for you when signing all the necessary forms to open the policy.

Click here for more information on recommended uninsured motorist coverage amounts.

Awards

  • Top 25 Motor Vehicle Trial Lawyers
  • Million Dollar Advocates Forum
  • National Trial Lawyers
  • AV Preeminent
  • Avvo 10.0 Superb
  • Super Lawyers

Past Client Testimonials

See How We've Helped Clients Just Like You Recover
  • “The attorney took all my worries away. These guys are the best! Would highly recommend them!”

    John W.

  • “I highly recommend the entire team at Jones & Swanson!”

    Margaret

  • “Chase Swanson and his staff quickly put me at ease and let me know I was in good hands.”

    Deke S.

  • “From the first phone call to the last they made the process extremely easy.”

    Jennifer C.

  • “I had such an amazing experience with Chase Swanson and his entire staff.”

    Susan W.

  • “I would highly recommend the Law Offices of Andrew W. Jones to anyone that would need their services.”

    Lauren B.

  • “I am glad I chose Andrew as my attorney.”

    M.E.

  • “Their willingness to help, persistence and patience throughout this year long process was welcomed”

    Liz G.

  • “I felt very comfortable not only with Chase but with his whole team.”

    Cheryl K.

  • “All the personnel were pleasant and easy to talk with. I would highly recommend them to anyone!”

    Gary P.

  • “They handled everything in a very timely manner and I felt as though they were here to help me.”

    Stephanie H.

  • “Jones & Sawnson was a dream come true when it came to getting me what I deserved for my case.”

    Tamika S.

  • “Excellent service.”

    John C.

  • “Finding them for my personal injury case was the best thing I have ever done, they made it worry free, were very courteous, explained every detail where I could understand it and settled my case very quickly.”

    Jennifer C.

  • “I would highly recommend the Law Offices of Andrew W. Jones to anyone.”

    Lauren B.

Injured? Our Firm Can Help.

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